Insurance Claims
We work with all major insurance companies to make your repair process smooth and stress-free
Our Insurance Process
File Your Claim
Contact your insurance company to file a claim. They'll provide you with a claim number and information about your coverage. We can help guide you through this process if needed.
Choose Your Repair Shop
You have the right to choose your repair shop. Your insurance company may suggest their preferred shops, but the final decision is yours. Choose Montana Collision for quality repairs.
Schedule an Estimate
Bring your vehicle to Montana Collision for a detailed estimate. We'll document all damage and create a comprehensive repair plan. We work directly with insurance adjusters to ensure all damage is covered.
Repair and Return
Once your insurance company approves the repairs, we'll schedule your vehicle for service. We'll keep you updated throughout the process and return your vehicle in pre-accident condition.
Insurance Companies
We work with all major insurance companies including State Farm, Allstate, GEICO, Progressive, USAA, Farmers, Nationwide, Liberty Mutual, and many more.
Insurance FAQ
Will my insurance rates go up if I file a claim?
Rate increases depend on your insurance company's policies, your driving history, and who was at fault in the accident. If you were not at fault, your rates typically won't increase. We recommend discussing this with your insurance agent.
Does insurance cover a rental car while my vehicle is being repaired?
Many insurance policies include rental car coverage while your vehicle is being repaired after a covered claim. The coverage amount and duration vary by policy. We can help coordinate a rental car for you and work directly with your insurance company for payment if it's included in your coverage.
Do I have to pay my deductible to Montana Collision?
Yes, you'll need to pay your deductible directly to us before we release your vehicle. The deductible is the portion of the repair cost that you're responsible for according to your insurance policy.
Need help with your insurance claim?
Our team is experienced in working with insurance companies and can help guide you through the process.